Personal Finance

National Finance Home Company offers a financing product, where we purchase a legally permissible commodity (such as cars, furniture, or electrical and electronic devices) at the client's request. We then sell the item to the client with its ownership transferred, at a deferred price that includes a profit margin paid through convenient installments. This product has been approved by the Shariah Committee.

Program Key Highlights

  • Finance up to 300,000 Riyals.
  • No salary transfer is required.
  • Repayment period of up to 60 months.
  • No guarantor required.
  • Financing is for both Saudis and residents.
  • Competitive profit margin.
  • Ease of procedures and speed of implementation.
  • Financing for self-employed individuals available.
  • Early settlement option.

General Conditions

Minimum salary:

  • 4,000 Riyals

Employment period:

  • Government sector: 1 month
  • Semi-government sector: 3 months
  • Private sector: 6 months


  • Minimum: 21 years
  • Maximum: 65 years

Required Documents

Copy of national ID or Iqama.

Salary certificate or GOSI certificate.

Original bank statement for the last 3 salaries.

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National Finance House Company is under the supervision and control of the Central Bank of Saudi Arabia (SAMA), under license No. 59/Ash/202106, Commercial Registration Number : 4030394711



Al Amir Muhammad Bin Abdul Aziz Branch, Ar Rawdah Dist., Jeddah Saudi Arabia

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